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Los límites mínimos del seguro de coche pueden no ser suficientes para protegerte

Le educaremos sobre su póliza de seguro, sus límites y posibles lagunas; para ayudarle a recibir un acuerdo justo.

Mínimos del Seguro de Coche del Estado

Llave:

BDL: Responsabilidad por lesiones corporales

PDL: Responsabilidad por daños a la propiedad

MPC: Cobertura de pagos médicos

UM/UIM: Cobertura de motorista sin seguro/ motorista sin seguro

PP: Por persona

PA: Por accidente

Estado BDL PP BDL PA PDL PIP MPC UM/UIM PP UM/UIM PA UM/UIM PDL
Alabama $25,000 $50,000 $25,000
Alaska 50,000 100,000 25,000
Arizona 15,000 30,000 10,000
Arkansas 15,000 30,000 10,000
California 15,000 30,000 5,000
Colorado $25,000 $50,000 $15,000
Connecticut $20,000 $40,000 $25,000 $25,000 $50,000
Delaware $15,000 $25,000 $10,000
Florida $10,000 $10,000
Georgia $25,000 $50,000 $25,000
Hawai $20,000 $40,000 $10,000 $10,000
Idaho $25,000 $50,000 $15,000
Illinois $25,000 $50,000 $20,000 $25,000 $50,000
Indiana $25,000 $50,000 $25,000
Iowa $20,000 $40,000 $15,000
Kansas $25,000 $50,000 $10,000 $4,500 $25,000 $50,000
Kentucky $25,000 $50,000 $25,000 $10,000
Louisiana $15,000 $30,000 $25,000
Maine $50,000 $100,000 $25,000 $2,000 $50,000 $100,000
Maryland $30,000 $60,000 $15,000
Massachusetts $20,000 $40,000 $5,000 $8,000 $20,000 $40,000
Michigan $20,000 $40,000 $10,000 Ilimitado
Minnesota $30,000 $60,000 $10,000 $40,000 $25,000 $50,000
Mississippi $25,000 $50,000 $25,000
Missouri $25,000 $50,000 $10,000 $25,000 $50,000
Montana $25,000 $50,000 $20,000
Nebraska $25,000 $50,000 $25,000 $25,000 $50,000
Nevada $25,000 $50,000 $20,000
New Hampshire $25,000 $50,000 $25,000 $1,000 $25,000 $50,000 $25,000
Nueva Jersey $15,000 $30,000 $5,000 $15,000
Nuevo México $25,000 $50,000 $10,000
Nueva York $25,000 $50,000 $10,000 $50,000 $50,000 $25,000 $50,000
Carolina del Norte $30,000 $60,000 $25,000 $30,000 $60,000 $25,000
Dakota del Norte $25,000 $50,000 $25,000 $30,000 $25,000 $50,000
Ohio $25,000 $50,000 $25,000
Oklahoma $25,000 $50,000 $25,000
Oregón $25,000 $50,000 $20,000 $15,000 $25,000 $50,000
Pennsylvania $15,000 $30,000 $5,000 $5,000
Rhode Island $25,000 $50,000 $25,000
Carolina del Sur $25,000 $50,000 $25,000 $25,000 $50,000 $25,000
Dakota del Sur $25,000 $50,000 $25,000 $25,000 $50,000
Tennessee $25,000 $50,000 $15,000
Texas $30,000 $60,000 $25,000
Utah $25,000 $65,000 $15,000 $3,000
Virginia $25,000 $50,000 $20,000
Vermont $25,000 $50,000 $10,000 $50,000 $100,000 $10,000
Washington $25,000 $50,000 $10,000
Washington D.C. $25,000 $50,000 $10,000 $20,000 $50,000 $5,000
Virginia Occidental $25,000 $50,000 $10,000 $25,000
Wisconsin $25,000 $50,000 $10,000 $25,000 $50,000
Wyoming $25,000 $50,000 $20,000

*En Arizona si decide no comprar el seguro tendrá que proporcionar un certificado de depósito de 40.000 dólares para demostrar que puede pagar los daños por accidente.

*El seguro de coche no es obligatorio en New Hampshire, pero usted debe pagar por cualquier lesión corporal o daño a la propiedad causado por la operación de un vehículo de su propiedad.

*La ley de Virginia requiere que todos los conductores tengan una forma de pagar por las lesiones o daños a la propiedad que resulten de un accidente de coche, no necesariamente necesitas un seguro de coche.

Desplácese a la parte superior

Si ha tenido un accidente de coche en los últimos dos meses, por favor, elija entre lo siguiente:

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